BICO Legal Cost ProtectionTM for Personal Injury Claimants

The protection you need for the settlement you deserve.

BICO Legal Cost ProtectionTM explained in our short and informative video.

Disclaimer: The product referred to in the video as BICO Legal Cost ProtectionTM is a regulated legal expense insurance product.

Unhappy Plaintiff

Why do I need BICO Legal Cost ProtectionTM?

In Canada, if you lose at trial, interim motion or arbitration you are required to pay your opponent’s legal costs, referred to as adverse costs.

This applies even when you win in court but your award is less than a pre-trial settlement offer from the opponent.

These costs can be tens or hundreds of thousands of dollars and can put your home and life savings at risk, leaving you with nothing... or worse a debt to the defendant that you aren't able to pay.

Canada’s loser pays legal system

Our loser pays system may achieve the goal of discouraging frivolous lawsuits, however it fails to provide equal access to justice where one side in the litigation has deeper pockets than the other.

Nowhere is this more evident than in personal injury litigation. Insurance company defendants can easily afford any adverse costs if they lose at trial, but they know most accident victims can’t.

Needless to say, they can use this system to their great advantage when negotiating settlement offers. Not anymore...

Character with sword

Make it a fair fight!

BICO Legal Cost ProtectionTM eliminates your legal cost exposure to a loss at trial and takes away the insurance company’s unfair advantage. Now, you and your lawyer can pursue fair compensation for your injuries without intimidation.

Click on any of the features listed below for more information.

  • No upfront cost.
  • You only pay for BICO Legal Cost ProtectionTM when your claim is successfully resolved by settlement or in court.
  • No cost for unsuccessful claims.
  • If your award is insufficient to take care of any costs you owe the defendant and/or your lawyer, we pay the outstanding amounts and you owe us nothing. Subject to the terms and limits of your agreement.
  • Fully flexible coverage amounts.
  • Coverage amounts from $10,000 to over $150,000 are automatically available, as determined by you and your lawyer.
  • Getting insurance is easy.
  • You are automatically approved for coverage if you are in the earlier stages of litigation. Beyond examinations for discovery, approval is subject to a basic review of your claim.
  • Pay only for the coverage you need.
  • The fee for our BICO Legal Cost ProtectionTM is a percentage of the amount of insurance you and your lawyer decide is appropriate (NOT a % of your ultimate claim settlement). This means that you only pay for the coverage your claim requires.

BICO Legal Cost ProtectionTM for personal injury claimants. The protection you need for the settlement you deserve.

Talk to your lawyer about BICO Legal Cost ProtectionTM or contact us for more information.

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To obtain BICO Legal Cost ProtectionTM, contact EasyInsure at or 1-800-679-2640.

Please click here for any other inquiries.